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Premium Saving Accounts
Home | Personal Banking | Deposits |Saving Accounts | Premium Saving AccountsPremium Savings Account
We, at Maharashtra Gramin Bank offer a variety of customized Savings Bank accounts which suits customers of all walks of life. Designed for flexible and frequent transactions, our Savings Bank accounts keeps your hard earned money safe and secure, all the while interest is assessed on a daily basis. Services like cheque book, ATM/Debit Cards, SMS alerts and much more come with this account.| Particular Details of Offer | Product Code 1072-1101 |
| Who can open account | Resident individuals (sole or joint account), HUFs, Associations, Trusts, Clubs, Societies etc. subject to fulfilling eligibility criteria (domestic depositors) of Reserve Bank of India, on compliance of "Know Your Customer (KYC) Guidelines. |
| Age | As required for normal SB Account with cheque facility |
| Initial Amount of Deposit | Account can be opened with Rs 1,00,000/- |
| Minimum Balance | Minimum Monthly Average Balance (MAB) - Rs 1,00,000/- |
| Personal Assistance | Special assistance of Relationship Manager/ Branch Manager |
| Personal Air Accident Death Insurance Cover | Rs 10,00,000/-, Free of Cost |
| Personal Accidental Death Insurance (PAI) Cover | Rs 10,00,000/-, Free of Cost |
| Cheque book facilities | 100 free Personalized Cheque leaves per annum |
| ATM Debit Card | Free ATM Card while opening of Account (no maintenance charge) |
| Higher Transaction Limit on Debit Card (per day) | Rs 0.50 lakh at ATMs Rs 1 lakh at Point of Sale (POS) |
| Internet Banking | Free Internet Banking Facility |
| Number of Transactions | Unlimited free transactions (No ledger folio/ account maintenance charges) |
| NEFT/ RTGS | Free NEFT/RTGS through internet banking |
| Demand Draft | Upto 5 Free DDs per month |
| CBS transactions | Free transactions at all our CBS branches s.t. limit stipulated for such transactions from time to time (Rs 50,000 at present) |
| Standing Instruction (SI) | Free registration and execution of SIs |
| Collection of outstation Cheque | Immediate Credit of outstation Cheques upto Rs 25,000/- free of charge (not exceeding 2 cheques per month). |
| Other Service Charges | 50% concession in processing fee of retail loans. |
| Charges on Non Maintenance of Minimum MAB | Rs 1,000/- per quarter. |
| Signature Verification/Signature Change | Free |
