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Saving Accounts

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Savings Bank Account

Features & Benefits

  • The account holder/s can give standing instructions for transfer of funds from the account to another account/s
  • Mobile banking facility and Internet Banking are available.
  • TDS is not applicable for interest earned on the account.
  • Free Debit Card.
  • Deposit Insurance Cover upto Rs. 5 lakh.

Balance Requirement

  • Minimum balance should be maintained in the account on Quarterly Average basis. If Quarterly Average
  • Minimum Balance in the account is not maintained, service charges will be levied once in every Quarter.


  • Any individual can open savings bank account singly or jointly.
  • SB Account of minors can be opened jointly with natural guardian/legal guardian.
  • The applicant should furnish identity and address proof as given in account opening form (CIF for individuals), two photographs & PAN number/Form No. 60/61 while opening new account.
  • In case the customer is unable to give any documentary proof of identity & address, to the satisfaction of the bank, the account can be opened with the introduction from existing account holder who has been subjected to full KYC procedure & having satisfactory operations in the account for over six months.


  • Nomination facility is available.

Interest Rates & Charges

  • Bank will pay interest on DAILY PRODUCTS in the account (i.e. on daily balance) on quarterly basis payable on end of every quarter. Present interest rate is -
  • Interest rate for Saving Bank Deposit - 2.75 % p.a.

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