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Gold Loans

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Gold Loan

Maharashtra Gramin Bank offers Loan against Gold jewellery through all its branches. We offer a wide range of Gold loan products to cater all your needs

Purpose

  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.

Features & Benefits

  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.

Quantam of Loan

  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.

Repayment

  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.

Interest Rates & Charges

  • For Loan interest rates click here

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