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Aadhaar Payment Bridge System & Direct Benefit Transfer

Direct Benefit Transfer Program helps transfer subsidies directly to the bank account of the people. Benefits from Govt. Departments can received to the accounts of MGB customers, provided AADHAAR number has been linked to Accounts with our branches. Aadhaar Payments Bridge System (APBS) is used for crediting DBT transactions for Government/ Government agency disbursements.


  • DBT aims to transfer subsidies directly to the people through their bank accounts. Crediting of subsidies directly into bank accounts will reduce the leakages and delays in the disbursement of all government transactions
  • The primary aim of this Direct Benefit Transfer program is to bring transparency and terminate pilferage from distribution of funds sponsored by Central Government of India.

Objectives of APBS

  • To sub-serve the goal of Government of India (GOI) and Reserve Bank of India (RBI) in furthering Financial Inclusion by way of processing government disbursement using Aadhaar number.
  • To support various Schemes like NREGA, Social Security Pension, Handicapped Old Age Pension etc. of any Central or State Government bodies, to send financial details to the beneficiary using Aadhaar number.
Features & Benefits
  • APBS is safe and secure
  • This payment system enables to cedit Government disbursements like Subsidies directly to customer accounts
  • Crediting of subsidies directly into bank accounts will reduce the leakages and delays
How to Apply
  • MGB Customers can avail this facility just by requesting our branches to link their AADHAAR Number with Account.

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