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Current Accounts

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Current Account

Features & Benefits
  • The account holder/s can give standing instructions for transfer of funds from the account to any another account/s.
  • Mobile banking facility and Internet Banking facility are available.
  • Free Debit Card.
  • Interest on Fixed Deposits can be collected to this account.
Eligibility
  • Any individual, proprietorship or partnership firm or a legal person i.e. Institution or a Company or Trust, Corporate Bodies, Government / Semi-Government Departments, a developmental Agency formed by Government, can open a Current Account.
  • Application for opening the Account should be tendered in Account opening form prescribed by the Bank The applicant / s should fulfill KYC norms by furnishing identity and address proof, two photographs & PAN number / Form No. 60 / 61 while opening new account as applicable to the constitution of applicant and as mentioned in the form.
Balance Requirement
  • Minimum balance should be maintained in the account ON QUARTERLY AVERAGE basis as mentioned below
  • In Metro/ Urban/ Semi Urban/ Rural Branches: Rs 1,000/
  • IF quarterly average minimum balance in the account is not maintained, service charges will be levied once in every quarter.
Nomination
  • Nomination facility is available.
Interest Rates & Charges
  • No interest is payable on this account.

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