(A Scheduled Bank Established by Government of India,
Sponsor Bank: Bank of Maharashtra)
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Gold Loans
Home
| Personal Banking | Loans | Gold Loans
Gold Loan
Maharashtra Gramin Bank offers Loan against Gold jewellery through all its branches. We offer a wide range of Gold loan products to cater all your needs
Purpose
Features & Benefits
Quantam of Loan
Security
Repayment
Interest Rates & Charges
Purpose
For agricultural crop production/ crop maintenance purposes.
Other agricultural & allied activities.
For investment in business / profession/MSME activities.
Other productive purposes.
Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
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Features & Benefits
Easy and hassle-free loan process.
Gold loans will be granted only to individuals.
Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
22 carat Gold’s are accepted as security.
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Quantam of Loan
Quantum of loan differs from one scheme to another.
Maximum loan amount upto 80% of appraised value of gold can be availed.
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Security
Pledge of Gold ornaments
Only 22 carat Gold will be accepted as security.
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Repayment
Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
Loan amount plus interest needs to be repaid on or before expiry date.
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Interest Rates & Charges
For Loan interest rates
click here
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What are you looking For?
RECURRING DEPOSIT
GOLD LOAN
AGRICULTURE LOAN
VEHICAL LOAN
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